When it comes to improving your credit, most people focus on the basics: paying bills on time, keeping balances low, and avoiding unnecessary credit inquiries. All of that’s important—but one major factor often gets overlooked: the age of your tradelines. Here’s what you need to know—and how to use tradeline age to your advantage.
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One of the first things underwriters look at is your tradelines—the accounts listed on your credit report. Let’s break down why lenders care so much about tradelines, what they’re looking for, and how the right tradeline can help your application stand out.
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Adding authorized user tradelines to your credit report can be a smart way to boost your score, strengthen your profile, and get closer to big financial goals—whether that's buying a home, financing a car, or qualifying for a business loan. But when it comes to tradelines, more isn’t always better. Learn how many tradelines are right for you!
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Tradelines can be a great tool for improving your credit, but only if you're working with the right company. As more people turn to authorized user tradelines to build or rebuild their credit, the number of bad actors in the space keeps growing. Here's what to watch for.
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If you want to add tradelines legally, safely, and effectively, you need to understand how the process works—and more importantly, who you're working with. That’s where we come in. Learn more in this article
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The tradeline world is changing at a rapid pace, and as we head deeper into 2025, many wonder what trends we will see this year. With tighter regulations, more informed consumers, and new fintech tools, if you’re buying or selling tradelines, keeping up isn’t just smart—it’s necessary.
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Your credit score can feel like a black box—full of numbers, rules, and advice that never quite adds up. Here’s a breakdown of some of the most persistent credit score myths—and how tradelines help set the record straight.
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Buying a home is one of the biggest financial decisions most people ever make and your credit plays a huge role in how it all plays out. Tradelines can be a smart, strategic tool to improve your credit profile and help you get mortgage-ready faster.
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Discover how much adding seasoned tradelines can potentially boost your credit score, even with existing negative items, and learn the optimal number of tradelines to maximize your results.
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Learn about how Credit Profile Numbers (CPNs) are non-existent and using them is illegal, while also learning about legal alternatives for improving one's credit, such as credit repair and tradelines.
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Learn more about the tradeline industry, including where to get tradelines and the pricing of tradelines for sale.
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One of the most common misconceptions we see is that people think they can buy primary tradelines like authorized user tradelines. Learn more about why they are different.
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There are only a few ways to add trade lines to a credit report. Here we go over those ways and help you plan your credit score improvement.
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Looking for who has the best tradelines? See our rankings for the best tradeline companies by experience.
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