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Our mission is to assist you in unlocking your credit potential. Through purchasing tradelines, we can help you recieve equal credit opportunity by adding positive credit accounts.

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4.9/5 based on 104 reviews.

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Our Mission

Achieve Your Financial Potential

At Superior Tradelines, we empower you to achieve your financial goals by helping curate and manage your credit profile. With over 15 years in the industry and a proven track record, we specialize in adding seasoned tradelines to your profile, helping you secure the financial opportunities you deserve.

  • Credit Opportunity

    If you are looking for options, we have tradlines that can help! We've assisted over 35,000 customers in managing their credit profile and delivering equal credit opportunity.

  • Our Expert Team

    Superior Tradelines expert team will help advise you through the tradeline process. We have been in business for 15+ years and have over 40 years of combined experience on staff.

  • Tradeline Variety

    With a wide variety of tradelines, we are able to fill anyone's needs. We've perfected the process of buying and selling tradelines.

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Our Services

How It Works

Superior Tradelines specializes in credit profile management and enhancement by adding clients as authorized users to established credit accounts, known as tradelines. Ready to enhance your credit profile? Here's how our easy process works.

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What We Provide

Protected Premium Tradelines

At Superior Tradelines, we specialize in helping individuals and businesses unlock their financial potential. With our premium tradeline services, you can enhance your credit profile, improve your financial credibility, and achieve your goals faster.

More About Us
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    8M+ Cumulative Credit Score Increase
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    35k+ Satisfied Tradeline Customers
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Reviews

What People Say

Superior Tradelines has earned a stellar reputation for delivering consistent results and transforming credit profiles. Clients appreciate the transparent process, personalized approach, and exceptional customer service, making it easy to achieve their financial goals.

  • I definetly recommend this company. Mike was so informative and knowledgeable. This is the only company I’ll use for tradelines.

    Angella R. Plano, TX
  • Superior Tradelines lives up to its name in every way. Kathy, Ella, and their team are truly the best in the business.

    David C. Palm Beach, FL
  • Excellent service. Super knowledgeable and efficient. Mike and Kathy are amazing and I love working with them. Thank you all! Great team!!

    Gigi S. Bronx, NY
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Our Blog

Learn More About Tradelines

  • May 23, 2025

    Why Tradeline Age Matters More Than You Think

    When it comes to improving your credit, most people focus on the basics: paying bills on time, keeping balances low, and avoiding unnecessary credit inquiries. All of that’s important—but one major factor often gets overlooked: the age of your tradelines. Here’s what you need to know—and how to use tradeline age to your advantage.

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  • May 16, 2025

    Why Lenders Look at Tradelines Before Approving You

    One of the first things underwriters look at is your tradelines—the accounts listed on your credit report. Let’s break down why lenders care so much about tradelines, what they’re looking for, and how the right tradeline can help your application stand out.

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  • May 9, 2025

    Stacking Tradelines: How Many Tradelines Is Too Many?

    Adding authorized user tradelines to your credit report can be a smart way to boost your score, strengthen your profile, and get closer to big financial goals—whether that's buying a home, financing a car, or qualifying for a business loan. But when it comes to tradelines, more isn’t always better. Learn how many tradelines are right for you!

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  • May 2, 2025

    Red Flags: How to Avoid Tradeline Scams

    Tradelines can be a great tool for improving your credit, but only if you're working with the right company. As more people turn to authorized user tradelines to build or rebuild their credit, the number of bad actors in the space keeps growing. Here's what to watch for.

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Asked Questions

Frequently Asked Questions

  • Tradelines typically remain on your credit report for as long as the account is open and in good standing. We ensure 2 reporting cycles. If you are added as an authorized user, the account may stay visible for 2-6 reporting cycles after removal.

  • Adding a tradeline can potentially boost your credit score by increasing your credit age, reducing your utilization ratio, and adding a positive payment history. However, the impact varies based on your existing credit profile. Superior Tradelines is not a credit repair company and does not advertise this product for the purpose of boosting credit scores.

  • Yes! In 1974, Congress passed a law called the Equal Credit Opportunity Act. The Federal Reserve’s updated Regulation B is really what made tradelines possible. That law and regulation work hand-in-hand. Hang in there! I’ll explain. That regulation provides:

    Basically, if a bank allows a person to add his or her spouse as an authorized user, the bank must allow (i.e., cannot disallow) a person to add someone other than his or her spouse as an authorized user. This could be a family, friend, or complete stranger. So, you can pay to be added as an authorized user. If the account is in good standing, you will inherit that good payment history. We arrange for you to accomplish this method of credit improvement.

  • Tradelines can strengthen your credit profile, improving your chances, but approval depends on other factors like your income and debt-to-income ratio.

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Unlock Your Credit Potential Today!

Trusted by thousands for 15+ years, we make credit improvement simple and effective. Whether you're aiming for a mortgage, car loan, or business credit, we help you get there faster.

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